Ghana tax guide
Planning reference for Ghana using GHS salary values.
This is not an official government calculation. Confirm final details with Ghana Revenue Authority or a qualified tax professional.
Model coverage
A source-reviewed simplified salary model is available in the calculator.
Scope: Ghana-resident employee with regular salary and no dependent, disability, age, training, mortgage, voluntary provident-fund or donation relief. The mandatory 5.5% employee SSNIT contribution reduces PAYE income.
Reference details
| Currency | GHS |
|---|---|
| National tax label | PAYE |
| Personal allowance | Not modeled |
| Employee contributions | Mandatory employee contribution: 5.5% of salary, deductible for PAYE. |
| Last source review | 2026-07-23 |
Modeled national brackets
| Band | Rate | Reference threshold |
|---|---|---|
| 1 | 0.0% | Up to 5,880 GHS |
| 2 | 5.0% | Up to 7,200 GHS |
| 3 | 10.0% | Up to 8,760 GHS |
| 4 | 17.5% | Up to 46,760 GHS |
| 5 | 25.0% | Up to 238,760 GHS |
| 6 | 30.0% | Up to 600,000 GHS |
| 7 | 35.0% | Top bracket and above |
Official source
Ghana Revenue Authority: https://gra.gov.gh/domestic-tax/tax-types/paye/
Tax rules, thresholds, allowances, and contribution limits can change. Use the official source above to verify the current rules before making a financial decision.