Canada tax guide
Planning reference for Canada using CAD salary values.
This is not an official government calculation. Confirm final details with Canada Revenue Agency or a qualified tax professional.
Model coverage
A source-reviewed simplified salary model is available in the calculator.
Scope: 2026 federal employee estimate for a resident outside Quebec. The maximum federal basic personal amount and Canada employment amount are included with the basic-personal-amount taper. Provincial and territorial tax, household credits and Quebec-specific payroll deductions are excluded.
Reference details
| Currency | CAD |
|---|---|
| National tax label | Federal Income Tax |
| Personal allowance | Not modeled |
| Employee contributions | Employee estimate: CPP 5.95% from CAD 3,500 to 74,600, CPP2 4% from CAD 74,600 to 85,000, EI 1.63% up to CAD 68,900. |
| Last source review | 2026-07-23 |
Modeled national brackets
| Band | Rate | Reference threshold |
|---|---|---|
| 1 | 14.0% | Up to 58,523 CAD |
| 2 | 20.5% | Up to 117,045 CAD |
| 3 | 26.0% | Up to 181,440 CAD |
| 4 | 29.0% | Up to 258,482 CAD |
| 5 | 33.0% | Top bracket and above |
Official source
Canada Revenue Agency: https://www.canada.ca/en/revenue-agency.html
Tax rules, thresholds, allowances, and contribution limits can change. Use the official source above to verify the current rules before making a financial decision.