Australia tax guide

Planning reference for Australia using AUD salary values.

This is not an official government calculation. Confirm final details with Australian Taxation Office or a qualified tax professional.

Model coverage

A source-reviewed simplified salary model is available in the calculator.

Scope: Australian resident individual for 2026/27 using the legislated 15% first marginal rate from 1 July 2026. The standard 2% Medicare levy is included. Medicare levy reductions and surcharge, offsets, HELP debt, deductions and employer-paid superannuation are excluded.

Reference details

Currency	AUD
National tax label	Income Tax
Personal allowance	18,200 AUD
Employee contributions	Standard Medicare levy: 2% of taxable income. Employer superannuation is not deducted from employee take-home pay.
Last source review	2026-07-23

Modeled national brackets

Band	Rate	Reference threshold
1	15.0%	Up to 45,000 AUD
2	30.0%	Up to 135,000 AUD
3	37.0%	Up to 190,000 AUD
4	45.0%	Top bracket and above

Official source

Australian Taxation Office: https://www.ato.gov.au/tax-rates-and-codes/tax-rates-australian-residents

Tax rules, thresholds, allowances, and contribution limits can change. Use the official source above to verify the current rules before making a financial decision.